Why does your credit utilisation ratio have such a big impact on your CIBIL score?
The credit utilisation ratio measures how much credit you are using from the limit available to you. A credit utilisation ratio of 30% or lower contributes towards improving your CIBIL score.
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The credit utilisation ratio measures how much credit you are using from the limit available to you. A credit utilisation ratio of 30% or lower contributes towards improving your CIBIL score.
